Tower Hill offers business owners exceptional insurance coverage at a competitive price. We offer a broad range of Commercial programs with optional coverages available — Office/Retail to Community Associations, and Mobile Home Parks to Hotels. Our programs also include value-added benefits, such as on-site visits and recommendations from field loss-control specialists.

Homeowners’ Association

Insures homeowners’ associations, planned unit developments, condo or cooperative-owned communities.

Office & Retail Facilities

Insures buildings or offices (lessors’ risk coverage); professional office complexes; multi-tenant retail shopping centers, and other related risks.

Hotels & Motels

Insures the property and general liability of hotel and motel owners.

Manufactured Housing Communities

Insures manufactured housing parks, resident-owned parks, travel trailer parks, and campgrounds with more than five sites.

Mercantile Advantage

Insures primarily retail and wholesale business with on-site sales.

Commercial Residential

Insures apartments and condominium complexes up to 4 stories as well as rental dwellings. Maximum total insured value of $10,000,000 per location.

Self-Storage Facilities

Insures self-storage and mini-warehouse facilities. It’s important to note, however, that converted facilities that were not originally built as storage facilities and facilities used for other than storage purposes (e.g., to operate a business) are ineligible.